Living in Luxembourg

Healthcare is subsidised in Luxembourg. It uses a model common in Belgium and France, where the user may pay some or all of the initial consultation fee but will be reimbursed by the CNS for some or all of the expense, depending on the nature of the consultation. For additional peace of mind, it is possible to purchase private health insurance at a relatively low cost.  

Banking is straightforward, and we can assist with arranging an initial appointment to set up current and savings accounts.

Cards including those stored in a wallet on your phone are widely accepted. Banking is mostly done electronically via apps, including Payconiq, a QR payment system.  

Utilities and communications are generally paid monthly or every two months by direct debit or Payconiq. If you are living in a modern house or apartment block, there are likely to be monthly concierge charges and maintenance that may also cover heating and water.  

There are a number of telecoms companies, and Luxembourg Post offers TV, internet and mobile bundles. These also include roaming in the UK and the EU. Wifi and mobile coverage around Luxembourg is generally good.  

There is a wide variety of shops, from hypermarkets in gleaming shopping centres to farmers' markets in small towns and villages. There are secondhand shops and boutiques for antiques, more modern furniture and vintage clothes. There are French, German and English bookshops, as well as outlets for computers and electronics. Petrol, alcohol, tobacco and coffee are subject to lower tax in Luxembourg compared with other EU countries, so many people from neighbouring countries visit to make the most of these advantages. Some people drive across the border to Germany or France to buy groceries and clothing as there are pleasant shopping centres in Trier and Metz.

As part of your teacher / Early Years educator employment package, a Luxembourg relocation company will help you find a home and assist with administration and registration with the local authorities for tax, social security and family allowances (if applicable).

Accommodation in Luxembourg is of a high standard. However, it is relatively expensive compared to other countries in Europe. There are many studios and one bedroom apartments for rental in the city of Luxembourg, with family apartments and larger homes being more affordable in the suburbs and surrounding villages. Flat-shares are becoming more widely available and may be the preferred option for some staff.  

Bear in mind that you will need to pay a security deposit equivalent to 2-3 months' rent plus charges and the first month’s rent plus charges in advance. This is paid before the keys are handed over. The school can offer support with this.